Fast, Flexible Healthcare Cover – For You, Your Family or Your Business

At Wyke Financial, we understand how important it is to have control over your health. That’s why we’re proud to offer a new service: Private Medical Insurance (PMI), tailored for individuals, families and businesses across the UK. Whether you’re looking for peace of mind, quicker diagnosis, or want to reduce time spent waiting for NHS treatment, our team can help you find the right medical insurance for your needs and budget.

Long-term income repayment policies usually come into play between the time when your employer stops paying sick pay, and when you collect your pension. They will continue to pay out until you are well enough to return to work or until the end of the plan.

Shorter-term policies or budget income protection are available. These usually only pay out for a limited period of 1 or 2 years but the cover comes at a reduced cost.

The NHS continues to provide essential healthcare, but it’s no secret that waiting times for consultations, scans and treatment have reached record highs. As of September 2025, over 7.8 million people in England are waiting for planned hospital care (Source: NHS England). Common procedures like hip or knee replacements can take over 12 months, and diagnostic scans such as MRIs may take several weeks to months depending on your location.

Private Medical Insurance gives you another route, offering fast access to healthcare, more choice over your treatment, and greater flexibility to suit your lifestyle.

WHAT CAN PMI COVER?

Fast access to consultations and diagnostic tests

Skip the queues in A&E and fastrack past waiting lists with PMI

Mental health support and physiotherapy

Mental Health & Wellbeing support has never been more important. Get the help you need

Optional extras like dental, optical or travel cover

Never get caught short with extensive healthcare cover

Already have medical insurance? Fed up of the year in year increases in cost?

Let us manage your renewals for you – by simply assigning your existing policy to us – We can review your cover, benchmark it against other providers, and even negotiate your renewal to help keep your premiums down. It’s all part of the service!

Let’s Find the Right Health Cover for You

Private Medical Insurance doesn’t have to be expensive; and it could make a huge difference to your health, your family’s wellbeing or your team’s resilience.

Speak to us today and we’ll guide you through your options.

IF YOU STOP PAYING YOUR PREMIUMS YOUR COVER MAY END.

When having a consultation with Wyke Financial we will consider your specific needs and arrive to an agreed proposal that is both considerate of your circumstances and budget. We aim to outline for you the different areas of insurance cover we can provide and what cover they offer.

Other types of insurance such as buildings & contents or Landlords Insurance will be listed under GENERAL INSURANCE It would be worth your time having a read of the sub sections below so that you can decide prior to your appointment which type of cover is appropriate to you and your circumstances. Although we will of course advise you and recommend an appropriate protection product or package from our panel.

Did you know that the average UK household has savings to cover themselves for only 32 Days! (Source: Deadline to Breadline research, Legal & General 2017). Furthermore each year close to 1 Million people in the UK find themselves unable to work due to a serious illness or injury (Source: ABI 2015). So if you were unable to work due to illness or injury how would you cope financially?